In Jacksonville, the factors that can push damage from a repair to a full roof replacement are similar to those in other regions but may be exacerbated by the state’s unique weather conditions. If the damage is minor and the roof is relatively new, repairs may be sufficient to restore its functionality and extend its lifespan. However, if the damage is extensive or the roof is reaching the end of its useful life, replacement may be necessary to ensure its safety and integrity.

There are four main factors that may push damage in Florida from repair to full roof replacement.

  • Hurricane and Storm Damage
  • Sun Damage
  • Roof Age
  • Insurance Requirements


Hurricane and Storm Damage

Florida is no stranger to severe weather events, including hurricanes, tropical storms, and thunderstorms. As a result, many homes in the state are vulnerable to storm damage. High winds, heavy rain, and flying debris can all cause significant damage to roofs, including shingles or tiles being torn off, leaks, and even structural damage. Metal roofs may dent or become misaligned with prolonged exposure to severe weather conditions.

Prepare for these types of events by ensuring your roof is properly maintained and inspected regularly. In the event of storm damage, it is essential to act quickly to mitigate any further damage and ensure the safety and integrity of the roof. Contact your insurance company directly to report damage and avoid scams during storm season. 

Sun Damage

Intense heat and exposure to UV rays in Florida can cause shingles to become brittle, crack, curl, or buckle, which can lead to leaks and other damage. Over time, exposure to the sun can also deteriorate the granules on the surface of shingles, which protect against UV rays and provide fire resistance. If the loss of granules is severe, it can compromise the roof’s effectiveness. If the damage is widespread, a new roof may be necessary. It is recommended that Jacksonville homeowners get annual roof inspections, particularly before the start of the hurricane season, for proper protection and peace of mind.

Roof Age

As with any roof, age can be a factor. In Florida, the heat and humidity can cause roofs to deteriorate faster than in other regions, so a roof that is reaching the end of its lifespan may need to be replaced rather than repaired. The lifespan of a roof can vary depending on the materials used and the quality of the installation. Asphalt shingle roofs typically last between 20-25 years, while metal roofs can last up to 50 years.

Your Jacksonville roof’s lifespan can be significantly shortened when you factor in constant exposure to heat and UV rays combined with hurricanes and tropical storms. Getting a comprehensive exterior inspection from a trusted contractor is essential to determine whether you need a roof replacement.

Insurance Requirements

Some insurance policies may require a total roof replacement occurs if the structural condition has deteriorated past a certain threshold. This determination typically is based on the percentage of the roof that is damaged, the age of the roof, and the cost of repairs compared to the cost of replacement. In some cases, insurance carriers will send policyholders letters of nonrenewal, notifying them of the need to take action. In this case, it’s crucial to have a professional roofer inspect the structure and provide a recommendation for repair or replacement based on the severity of the roof’s condition and other factors specific to your situation.

Many insurance carriers have programs where they work with preferred Jacksonville contractors to avoid some of the problems associated with public adjusters and other industry bad actors. Talk to your insurance adjuster about working with one of their preferred vendors.

Contact Baldwin Roofing for a Comprehensive Exterior Assessment

If you are unsure whether your home requires a roof replacement, it’s important to have a professional Jacksonville contractor conduct a thorough exterior inspection. A professional inspection can assess the extent of the damage, identify potential hazards, and provide recommendations on the best course of action.

Contact Baldwin Roofing Company today to schedule an inspection and ensure your roof is in tip-top shape!